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Fresh Start Program

Fresh Start Program Highlights

Portrait of beautiful young woman laying on grass and working on laptopThe Fresh Start Program is a specialized program designed specifically for self-employed business owners and borrowers who have experienced recent credit problems or a life event and are unable to find a program in the marketplace that meets the borrowers’ needs as they work to re-establish a strong credit history.

Features of the Fresh Start Program:

  • No Seasoning or mortgage history rating required if you experienced a bankruptcy/foreclosure – (deed- in-lieu of) or short sale
  • Minimum Fico 580 – Debt –to-Income ratio up to 50% ( monthly bills versus monthly gross)
  • Loan amounts $ 150,000 up to $1 Million
  • Bank Statement programs for self employed borrowers

The non-traditional choice: “Everyone needs a fresh start at one time or another”

Contact us to see the innovative options that may be available!


2015 American First Lending Corp. All Rights Reserved. NMLS 368580 | CA DBO - 603J044 | CA BRE - 01898964 | WA CL-368580 | FL-MLD450 | GA - 45472 |CA- Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. WA - Licensed and Regulated by the Department of Financial Institutions | FL - Licensed and Regulated by the Office of Financial Regulation | GA - Licensed by the Department of Banking and Finance. Equal Housing Lender. http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/368580 American First Lending Corporation recognizes the importance of protecting consumer privacy, for that reason, we are happy to offer you the ability to send an email to any American First Lending Corporation (AMFLC) employee via a secured link. Please click here to SEND A SECURE EMAIL TO AMFLC and utilize this free service. Questions? Concerns? Email us at info@amflc.com