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USDA Program

Program Highlights

Family in Front of HouseUSDA loan is a loan offered by the United States Department of Agriculture. The key components to the program are: loans are guaranteed by the USDA with 100% financing or NO DOWN PAYMENT in rural designated areas (definition may vary state-to-state) or sparsely populated areas less than 25000.

USDA can accommodate forgiving credit scores as long as there are no bankruptcies or foreclosures in the previous three years.

  • Must show evidence that your monthly income can support household payment and expenses the borrowers have incurred
  • Income limitation cap for USDA designated areas( vary by area)
  • Low 30 year fixed traditional interest rate and insurance
  • Must be a US citizen.

2015 American First Lending Corp. All Rights Reserved. NMLS 368580 | CA DBO - 603J044 | CA BRE - 01898964 | WA CL-368580 | FL-MLD450 | GA - 45472 |CA- Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. WA - Licensed and Regulated by the Department of Financial Institutions | FL - Licensed and Regulated by the Office of Financial Regulation | GA - Licensed by the Department of Banking and Finance. Equal Housing Lender. http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/368580 American First Lending Corporation recognizes the importance of protecting consumer privacy, for that reason, we are happy to offer you the ability to send an email to any American First Lending Corporation (AMFLC) employee via a secured link. Please click here to SEND A SECURE EMAIL TO AMFLC and utilize this free service. Questions? Concerns? Email us at info@amflc.com