USDA Program

Program Highlights

Family in Front of HouseUSDA loan is a loan offered by the United States Department of Agriculture. The key components to the program are: loans are guaranteed by the USDA with 100% financing or NO DOWN PAYMENT in rural designated areas (definition may vary state-to-state) or sparsely populated areas less than 25000.

USDA can accommodate forgiving credit scores as long as there are no bankruptcies or foreclosures in the previous three years.

  • Must show evidence that your monthly income can support household payment and expenses the borrowers have incurred
  • Income limitation cap for USDA designated areas( vary by area)
  • Low 30 year fixed traditional interest rate and insurance
  • Must be a US citizen.


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