Alternative Programs

Fresh Start Program Highlights

Portrait of beautiful young woman laying on grass and working on laptopThe Fresh Start Program is a specialized program designed specifically for self-employed business owners and borrowers who have experienced recent credit problems or a life event and are unable to find a program in the marketplace that meets the borrowers’ needs as they work to re-establish a strong credit history.

Features of the Fresh Start Program:

  • No Seasoning or mortgage history rating required if you experienced a bankruptcy/foreclosure – (deed- in-lieu of) or short sale
  • Minimum Fico 580 – Debt –to-Income ratio up to 50% ( monthly bills versus monthly gross)
  • Loan amounts $ 150,000 up to $1 Million
  • Bank Statement programs for self employed borrowers

The non-traditional choice: “Everyone needs a fresh start at one time or another”

Contact us to see the innovative options that may be available!


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